Welcome to ZM Financial Systems

We offer Products and Solutions to fixed-income professionals in Capital Markets Banks, Credit Unions, Money Management Firms, Retail Banks, Broker-Dealers, Mortgage Lenders, and Real Estate Investment Trusts.

Our systems are used by traders, A/L Managers, risk managers, portfolio managers, lenders, and brokers to determine value, risk and GAAP consistent income for any fixed-income product.

We excel at making complex financial calculations easy to use in solving your business needs.

ZMdesk and onlineALM

solutions for A/L Managers, Risk Managers, Portfolio Managers and Traders

ZMdesk

Advanced valuation
Complete volatility surface
Complete set of "Greeks"
Historical and Monte Carlo VaR
GAAP compliant earnings model
Total return analysis
Guaranteed instrument coverage
SQL server and .net architecture

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onlineALM

Economic Value of Equity (EVE)
Earnings simulations (NII and NI)
GAP reporting
User-defined rate scenarios
User-defined balance sheet growth
No software to implement or maintain
Comprehensive online ALCO reporting
Seamless Excel upload and reporting

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