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Partners
We have alliances and relationships with other companies who specialize in certain areas of the financial and technological marketplace. We can call upon the firms below to help us provide a complete and thorough solution to solve your financial business needs. Prepayment Modeling
In addition to our proprietary prepayment models, we have
links to the market leaders in prepayment modeling.LPS Applied Analytics (formerly AFT) Andrew Davidson and Company (ADCO) Market Data
We provide clients a complete and thorough market data set of interest rates
and option volatilities either as of the close or on an intra-day basis from GovPx
and SwapPx.Cash Flow Library and Instrument Attributes
Structured fixed-income securities like Collateralized Mortgage Obligations (CMO)
, Asset-Backed Securities (ABS), Commercial Mortgage-Backed Securities, and Collateralized Debt
Obligations (CDO) require the whole deal to be modeled or "reversed engineered" to obtain the cash
flows even for a single bond in the deal. To obtain these cash flows we have links into the deal
libraries of Markit or Intex Solutions.Accounting and Data Flow Systems
We have relationships with the following Accounting and Data Flow companies to feed position information directly and seamlessly into our products.
Independent Consultants
The ALM Network, Ltd.
The ALMnetwork team works with bankers to provide innovative, yet practical, balance sheet management perspectives and solutions. Your industry peers, ranging from de novo banks to high-performing regional banks, are among our satisfied clients and references. Over the past dozen years, we have worked with over two hundred banks on a variety of market, liquidity, capital, and credit risk engagements, including ALM model validation. The ALMnetwork is privileged to be the first independent ALM consultant to offer an outsourced, interactive, web-based ALM solution featuring advanced analytics with real-time "what if" income simulation, FAS 157/9 compliant forward valuations, and the capability to review data and assumptions. Our web-based ALM solution, www.onlineALMnetwork.com, is powered by ZMFS.  McGuire Performance Solutions, Inc. (MPS)
MPS is a consulting firm that provides innovative technical solutions for financial institution balance sheet management. MPS contributes to success through its provision of industry-leading statistical analyses of deposit and loan flow of funds, pricing and cash flow behaviors, advanced financial model verification and validation reports, and other creative asset-liability management (ALM) solutions. MPS provides a broad set of services targeted to meet specific management and regulatory needs. These include ALM model verifications, statistical analyses of deposit supply, pricing, term behavior and value plus associated funds transfer pricing crediting rate inputs, statistical analyses of loan prepayments and pay downs, estimates of FAS 141 core deposit intangible values, specialized rate ramp projections, and index-type core deposit premium values.  Westerbeck Risk Management, Inc.
Interest rate risk management services provided by a professional with over 30 years of experience in measuring and managing financial risk. Services include measuring and managing the risk of mortgage servicing rights (MSR) and / or the entire balance sheet of a financial institution. Income is improved through better modeling and management of a variety of risks including: convexity risk, basis risk, exposure to yield curve twists, volatility, etc. Policies and procedures for qualifying derivatives for hedge accounting can be provided as needed. |